Find out what millions of homeowners in Austraila and the United Kingdom already know!

The Smart Loan! Here is how it works.  Instead of putting your paycheck in your checking account, you put it in the Accelerator loan account instead. 

This drives down your principal balance, dramatically compared to your old loan.  You start to save immediately.  With a traditional mortgage it takes years to begin to pay off any substantial principal. 

With the smart loan you begin paying the principal from day one. Each month you deposit your funds as you normally would, just in a different place. When you need money to pay your monthly expenses, it works just like any checking account.  You get checks, ATM cards, a VISA debit, and online bill paying.

Even if you spend most of your income during the month, your average daily balance is going to be less.  That means you save interest. 

With a traditional loan you have no way to access your equity without expensive refinancing or enduring the high rates on traditional home equity lines of credit. With the Smart Loan you become the bank!

Peace of mind and low payments too!

This is the best cash flow product available today . . . .

Interest rate is fixed for 5 years

Example 7.5 note rate fixed for 5 years - 7.96%APR  -$300,000 loan amount

2.5 payment rate (monthly option)

$1,185.36 + taxes, insurance and MI if required

Payment options include:

• Minimum payment 5% below the note rate - No kidding!
• Interest only option
• 30 year fixed option

If you choose the minimum payment the difference between the interest only payment and the minimum is added to the loan balance. Differed Interest is known and limited. 

This loan is designed for borrowers who need to maximize their buying power in an appreciating market.  It is a very helpful tool to manage cash flow for borrowers that monthly fluxuations in income. 

It is an excellent alternative to the choice or pay option ARM mortgage, offering the safety of a fixed note rate for 5 years.

Up to 100% of Value of your Home

You choose the payment option

#1 Minimum payment with start rates as low as 1% APR 2.5%

#2 Interest only payments

#3 30 year fixed

#4 15 year fixed

Available for:

• Purchases
• Refinances
• Investment properties
• Second Homes
• 1st time Home Buyers

This product is designed to help borrowers control their cash flow.  This program combined with a make sense investment program can be very helpful in building long term wealth.  It is also an excellent option for borrowers that need to control their cash flow due to income fluctuation during the year.

We believe owning rental property is an excellent foundation for financial freedom. 

We are specialists in Multi-Family

• Zero down payment options
• Up to 4 units
• Stated Income
• Interest only options
• 30 year fixed and ARM options
• Peace of mind payment option
• Choice or Pay Option loan available

CASH OUT refinance to 90% and HELOC's Available

Because we specialize in investment properties our team includes:

• Experts in 1031 Exchange
• Experts in equity management of Self directed IRA's
• Experts in income property real estate transactions
• Experts in Escrow Closing and Title

Building a Home of your own from the ground up is the Amercian dream!  We have specialist who can make that dream come true!

• Zero cash to close
• Stated Income
• Owner Builder
• Investment Property to 100%
• Lot Loans to 95%

• ARM options and 30 year fixed
• Interest only options
• One time close

• 100% Loan to value
• Interest only payment options
• Up to 50 year fixed and ARM options
• All property types
• Purchase
• Refinance
• Cash out
• Construction
• Investor

This product is designed for people who are unable to verify income in traditional ways:

• Self-Employed
• Tips
• Commission
• Over- time
• Cash business

IF you don't fit the "BOX" we can still finance the home of your dreams: 

• 100% Loan to Value
• 30 Year fixed and ARM options
• Interest only options
• Purchase
• Refinance
• All property types

This product requires:

No Job  Verification

No Asset Verification

It is designed for

• Newly self-employed
• Retired,
• Relocation
• Anyone with less than a 2 year job history

We Love working with 1st Time Home Buyers!

Owning your 1st Home is such an important step to financial freedom!

• Up to 50 year fixed and ARM options
• Easy Payment options with the Step up plan
• Interest only payment options
• No credit - No Scores
• Credit issues
• Grant and Gift Programs Available for Down Payment Assistance

1st Time Home Buyer Seminars Monthly

Credit Score classes available Monthly

We have many programs available including:

•  grant and gift programs
•  downpayment assistance available

Up to 125% of the Current Value of your Home

• Stated income - No ratio - No Doc
• Interest only payments
• Credit issues OK
• Home Equity Line of Credit Programs with Fixed Payment options

We Have one of the Best Programs to Increase Credit Scores in the Industry - within a week!

• Up to 100% Loan to Value
• Interest only payment options
• Up to 50 year amortizations
• Adjustable rate programs
• 1 Day out of Bankruptcy
• In Chapter 13 OK
• Purchases
• Cash Out refinances

Credit Counseling Available

Begin Building your Financial Future Today!

We have specialists who can help with:

• Purchase
• Cash out refinance
• Pay off collections
• Pay off judgements
• Increase you credit score

Don't Wait another minute!