Touchstone Lending Group
We Finance Our Client's Dreams

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Our goal is to be your lender for life.

We believe in working together with mutual respect and integrity.

Because our business comes from referrals you get the highest level of service from our team.

We are committed to building relationships one person at a time.

We have over 70 lenders competing to give you the best loan!

We respect your privacy and are diligent in following regulations and common courtesy. Our files are secure and protected.

 

 

 

Touchstone Lending Group is a full service mortgage banker with in-house underwriting. 

We are committed to finding our borrowers the loan program right for their needs. To insure our customers do receive the most innovative and competitively priced products we have over 70 investors competing for your loan!

All our loan officers are experienced in structuring a variety of loan options including loans for zero down and credit challenged.

  • We listen to what you want
  • We know where to find it
  • We close on time
 
Retire years sooner with the Smart Loan
FHA Stimulus Package
VA Loans
Reverse Mortgage for Seniors
Investment Property
Construction and Lot Loans
Stated Income
100% 1st time Homebuyer
Debt Consolidation Loans
Credit impaired Loans
Chapter 13 and Chapter 7 Bankruptcy

Retire years sooner with the Smart Loan

Find out what millions of homeowners in Austraila and the United Kingdom already know!

The Smart Loan! Here is how it works.  Instead of putting your paycheck in your checking account, you put it in the Accelerator loan account instead. 

This drives down your principal balance, dramatically compared to your old loan.  You start to save immediately.  With a traditional mortgage it takes years to begin to pay off any substantial principal. 

With the smart loan you begin paying the principal from day one. Each month you deposit your funds as you normally would, just in a different place. When you need money to pay your monthly expenses, it works just like any checking account.  You get checks, ATM cards, a VISA debit, and online bill paying.

Even if you spend most of your income during the month, your average daily balance is going to be less.  That means you save interest. 

With a traditional loan you have no way to access your equity without expensive refinancing or enduring the high rates on traditional home equity lines of credit. With the Smart Loan you become the bank!


FHA Stimulus Package

FHA Solutions for Todays Market

 

  • 100% purchase options available with gift and grant funds
  • Fixed rate
  • Safe ARM Buydown Program
  • All property types

Manual underwriting available!

 


VA Loans

VA Loans

  • No out of pocket or down payment required
  • All property types
  • No credit scores
  • Fixed rate
  • ARMS

 

All Veterans are eligable for the special Armed Forces

Thank You Package: 

  • Gift Card to Home Depot or Lowes
  • Gas Gift Card
  • Home Move-in Clean

Gift card is a $200.00 value


Reverse Mortgage for Seniors

Reverse Mortgages are an excellent option for seniors that enables you to stay in your home!  No credit qualifying.

  • Get cash for repairs
  • Eliminate your house payment
  • Receive a monthly income

Monthly seminars are available to learn more!


Investment Property

We believe owning rental property is an excellent foundation for financial freedom. 

We are specialists in Multi-Family

  • Up to 4 units
  • Stated Income
  • Interest only options
  • 30 year fixed and ARM options
  • Peace of mind payment option
  • Choice or Pay Option loan available

 

 

 

Because we specialize in investment properties our team includes:

  • Experts in 1031 Exchange
  • Experts in equity management of Self directed IRA's
  • Experts in income property real estate transactions
  • Experts in Escrow Closing and Title

Construction and Lot Loans

Building a Home of your own from the ground up is the Amercian dream!  We have specialist who can make that dream come true!

  • Zero cash to close
  • Stated Income
  • Owner Builder
  • Investment Property to 100%
  • Lot Loans to 95%

 

  • ARM options and 30 year fixed
  • Interest only options
  • One time close

 


Stated Income
  • 100% Loan to value
  • Interest only payment options
  • Up to 50 year fixed and ARM options
  • All property types
  • Purchase
  • Refinance
  • Cash out
  • Construction
  • Investor

 

This product is designed for people who are unable to verify income in traditional ways:

  • Self-Employed
  • Tips
  • Commission
  • Over- time
  • Cash business

 


100% 1st time Homebuyer

We Love working with 1st Time Home Buyers!

Owning your 1st Home is such an important step to financial freedom!

  • Up to 50 year fixed and ARM options
  • Easy Payment options with the Step up plan
  • Interest only payment options
  • No credit - No Scores
  • Credit issues
  • Grant and Gift Programs Available for Down Payment Assistance

1st Time Home Buyer Seminars Monthly

Credit Score classes available Monthly

 

We have many programs available including:

  •  grant and gift programs
  •  downpayment assistance available

 

 


Debt Consolidation Loans

Up to 97% of the Current Value of your Home

  • Interest only payments
  • Credit issues OK
  • Home Equity Line of Credit Programs with Fixed Payment options

 

 

 

 


Credit impaired Loans

We Have one of the Best Programs to Increase Credit Scores in the Industry - within a week!

  • Up to 100% Loan to Value
  • Interest only payment options
  • Up to 50 year amortizations
  • Adjustable rate programs
  • 1 Day out of Bankruptcy
  • In Chapter 13 OK
  • Purchases
  • Cash Out refinances

Credit Counseling Available

 

Begin Building your Financial Future Today!


Chapter 13 and Chapter 7 Bankruptcy

We have specialists who can help with:

  • Purchase
  • Cash out refinance
  • Pay off collections
  • Pay off judgements
  • Increase you credit score

 

Don't Wait another minute!

 

 

 



To obtain a no-obligation credit review or information on any of our loan options please apply on-line or call 253-572-6222. 

To reach us in the evenings or on the weekend, select a loan officer from the ABOUT US section - Call today!